Here are 21 ways to stay broke if you are an entrepreneur

Here are 21 ways to stay broke if you are an entrepreneurHere are 21 ways to stay broke if you are an entrepreneurAs someone who has been broke for a long time, I feel compelled to speak on this topic as an expert.If you want to guarantee you will make as little money as possible as a freelancer, entrepreneur, or employee, do these thingsDont understand your market. Just guess at what they like.Dont seek business friends. Figure it out yourself.Dont learn what a genre is.Dont ask for advice on what is working.Dont share, respect, or purchase other artists work.Dont study masters of your craft. Who can learn from old people?Dont brand yourself.Dont set a routine to make stuff. Create when you feel like it.Dont make new relationships.Dont spend time with the people who actually care.Dont accept feedback from the people who actually care.Dont give generously to the people who actually care.Dont read.Dont attempt anything which might not succeed. Wait until its safe.Dont reflect on where you came from.Dont invest in your skills.Dont understand that the sie sagen es invest means spending actual money.Dont set deadlines unless other people set them for you.Dont measure your results.Dont try and sell anything. Thats totally not what you do.Dont make yourself uncomfortable.This article was originally published on Medium.

Prudential Financial Internship Opportunities

Prudential Financial Internship OpportunitiesPrudential Financial Internship OpportunitiesJohn Fairfield Dryden founded Prudential in 1875. His goal was to make life insurance affordable to working class families. Since that time, the companys commitment has included helping individual and institutional clients meet their financial needs, which may include products and services such asannuities, mutual funds, and investment management services which are focused on delivering for its customer financial security. Prudential has received numerous employee awards and accolades, including Vault.coms Best Internships of 2015,the DiversityIncs Top 50 Companies for Diversity, The National geschftsleben Group on Healths Best Employer for Healthy Lifestyles, the Human Rights Campaign Foundations Best Places to Work for LGBT Equality 2014, the National Association for Female Executives Top 50 Companies for Executive Women, and Fortunes Worlds Most Admired Companies 2014.Prudential competitors i n the financial sector include AIG, MetLife, and Fidelity Investments. Internships Interns at Prudential have pointed out various things that make this a good internship, such as an awesome office culture, interesting projects, and great supervision which are a few of the reasons why interns have enjoyed their time there. The company provides a gruppe-oriented environment that makes interns feel welcome. They also give interns an opportunity to return each summer throughout their college career, which allows them to get exposure to different types of internships.Work/life balance was also mentioned as a very positive parte of the experience. They also cited sign-on bonuses, plus good pay and overtime as part of their overall positive experience. Salaries for interns at Prudential range between $17.60 to $22.94 per hour in 2015 according to Glassdoor.com. Also, interns also may qualify for health insurance, 401K, and sabbaticals. Recently 86% of Prudential interns say they found their position through campus recruiting, while an additional 5% were referred by a Prudential employee. Also, 63% rated it as a positive experience with a 2.9 on a scale of 5 for interview difficulty. The interview itself is more behavioral in nature and focuses on problem-solving skills and applicants would react in certain situations. Prudential offers a variety of opportunities to students, including Peak Leadership Program (freshmen and sophomores)Summer Internship ProgramMBA/MA Program Internship Example Business Systems Analyst/Tester Intern The Prudential Summer Internship Program is an opportunity for students to gain relevant work experience in various aspects of financial services. The program offers interns challenging and meaningful work that allow them to demonstrate their abilities, apply knowledge acquired through college courses, and be evaluated for future employment opportunities within the company. Interns also establish relationships with experienced financ e professionals and may also secure a full-time position after graduation. This Internship is a multi-summer rotational program. First-summer interns will have the opportunity to work inoneof the business analysis areas listed below during their first summer. Successful interns may be invited to return for a subsequent summer and will be considered for rotation to other business groups for additional exposure. Below is a list of the rotational assignments that interns will be exposed to. Investment Accounting Operations PAM DomesticInternational Investment Accounting Operations - PAM InternationalMoney Market Investment Accounting Operations MMIPTreasurers Global Funding SUMMIT Responsibilities This position is for an intern who will become involved in the testing phase of the Systems Development Life Cycle (SDLC) and modifications of that system as related to systems/interfaces/ applications/reports/programs that are part of an overall investment accounting infrastructure. A dditional responsibilities include assisting business analysts in the preparation of test plans to validate that a system meets business requirements, in the development of test case matrices, the creation of actual test cases, the execution of the test, and the review of actual vs. expected results. Requirements Freshman, sophomores, and juniors pursuing a bachelors degrees in business or information systems (strong interest in business, preferred).Motivated, confident, enjoys being challenged, and works well individually and in a team-based environment.A Minimumof a 3.1 GPA is preferred.Proficiency with spreadsheets, word processing, email, dataflow, database and reporting, testing, project management, SQL, data processing/manipulation, compare tools, automated test tools, client server applications. Ability to work independently as well as in a team environment.Must possess strong oral and written communications skills.Must have strong analytical and problem-solving skills.A strong attention to detail with good organization skills is required.Demonstrated ability to multi-task and meet deadlines Location Newark, NJ How to Apply To apply for an internship at Prudential, you will need to set up an account on the Prudential Job Site, complete the application process, and include your resume along with a strong cover letter.

3 steps for having your most productive day ever

3 steps for having yur most productive day ever3 steps for having yur most productive day everTiming is everything. Weve heard it our whole lives - but when we talk about zeiteinteilung, were often talking about it as though time is something that happenstous, like meeting the right person at the wrong time or putting off starting a newside hustlebecause the time just isnt right yet.But with his latest book,When The Scientific Secrets of Perfect Timing, authorDan Pinkis here to say that yes, while timingiseverything, were totally capable of harnessing the foundations of timing to our advantage.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreWhile he has lots to say about the timing of big life decisions likemarriage, career switches, and even when to schedule surgery, hes also totally transformed our ideas about the timing of our regular, routine workdays.We chatted with Pink about his finding s onproductivity in the workplace, Read on to reimagine your nine-to-five timeline.Brit +Co Thanks for taking the time (wink, wink) to chat with us. What does perfect timing mean to you?Dan PinkWe make most of our when decisions based on intuition, guesswork, and default. Thats a mistake. Across more than a dozen fields - economics, social psychology, endocrinology, chronobiology, cognitive science, and more - researchers are uncovering a huge batch of exciting evidence that allows us to make systematically better when decisions. Using that evidence wont deliver perfect timing all the time, but we can at least make smarter, better choices.Brit +CoA big part of your premise on perfect timing revolves around an idea of three distinct parts of a day - the peak, trough, and recovery. Can you walk us through these stages?DPMost of us progress through the day in three stages A peak, a trough, and a recovery. And about 80% of us move through the day in that order. But the exception - a nd its a hugely important one - are people with evening chroleidypes. These night owls naturally wake up late and go to sleep late. Theyre much more complicated. But the key thing to know is that they reach their peak late in the afternoon and through the evening.During the peak, which for most of us is early in the day but for owls is the evening, were highest in vigilance. That makes it the best time for analytic tasks, those that require heads-down focus and attention. During the trough, which for almost everyone is early to mid-afternoon, were better off doing mundane administrative tasks - the sorts of things that dont require massive brainpower and creativity. And during the recovery, which for most of us is the late afternoon and early evening, our vigilance is lower but our mood is higher - which makes it a good time for creative, iterative, insight tasks.B+C So, were most focused in the mornings for detail-oriented tasks and loose in the afternoons for creative endeavors - so what should we be working on during our trough periods?DPIts difficult. The trough is a really tough time of time. Theres all sorts of evidence - in hospitals, in schools, and in the corporate boardroom - showing that performance can decline considerably during this period. So the best strategy is twofold. First, where possible, dont do your most important work during this period. Instead, do work like answering routine email - which we have to do, but that doesnt demand our full mental acuity. Second, take regular breaks - especially breaks with other people and where youre moving rather than stationary and outside rather than inside.B+C What about meetings and team-related projects? When do you recommend we schedule these during the workday?DPIt depends. Unfortunately, the only criterion most organizations now use for scheduling meetings is availability. Is there time on peoples calendar and is a conference room available? But scheduling meetings should be astrategiciss ue. We need to ask two key questions. First, what kind of meeting is this? Do we want people to be locked-down and analytic? Freewheeling and creative? Or is the meeting merely about an administrative issue? Second, whos at the meeting? Are the participants larks, owls, or in between? Once we have a sense of the type of people involved and the sorts of tasks to be done, we can make better choices about scheduling.B+C Are there things we can consciously work on to either help enhance our productivity or switch our mindset/workflow?DPYes. For most of us, the morning peak is good foranalytictasks - but late in the afternoon and early in the evening are better forinsighttasks. So the key is to do the right work at the right time. However, if were forced to do analytic work at a non-optimal time, several techniques can help. Of course, take regular breaks, as I mentioned earlier. But also consider using checklists to ensure that you do the right things in the right ways and that nothing falls through the cracks. And, if possible, check your work during your peak the next day to prevent slip-ups and mistakes.B+C Any advice do you have for those of us feeling burnout or overworked but cant necessarily take time off. How can we use timing to our advantage to feel better in our current circumstance?DPTwo suggestions. First, once again, breaks are part of the answer. But in this case, theres some really interesting research about micro-breaks - breaks that are extremely short. Even one-minute or two-minute breaks can help. One of my favorites is called 20-20-20. Its simple and very effective for those of us who sit at computers all day. Every 20 minutes look at something 20 feet away for 20 seconds. My second suggestion Ask yourself why youre doing the work in the first place? How, if at all, does it make a difference in the world? Or how does it simply contribute to a project or a team or another person? Purpose can be restorative.B+C It feels like we often try to cr am in as much as we possibly can during a workday, but as you mentioned, that can backfire, leading to mistakes, burnout, and mental fatigue. Do you have any tips for us to keep us productive while keeping our sanity?DPHere are some general dos and dontsDo first things first and second things not at all. Thats a line from Peter Drucker and I try to live by it. One antidote to feeling crammed and overwhelmed is being smart whatnotto do. The only way to make good decisions about where to direct our attention is to be strategic about what to ignore.Dont be obsessive about metrics. Metrics and targets - whether related to time or to other topics - can often diminish performance in the long run by eroding morale, encouraging the gaming of the system, and even hurting customers.Do aim for control and challenge. The best jobs are those that combine challenge and control. Jobs in which people have control but no challenge are boring. Jobs in which we have challenge but no control burn us out. Evaluate what youre doing on these two dimensions and be alert when the balance tips in a dangerous direction.This article originally appeared on Brit and Co.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people